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I Want To...


    Refinance My Home

    Reduce Rate and Payment


    Purchase A Home

    Stop Renting


    Get Cash Out

    Home Improvement



    Get Approved

Refinancing can be an effective way to lower monthly payments.

Refinancing is a powerful method to take control of your financial life. A refinance home loan may allow you to actually lower your monthly payment or reduce the amount of time required to pay off your actual mortgage or both!

Some advantages of refinancing a home loan includes:


  • Lower mortgage interest rates.
  • Reducing interest costs.
  • Lowering the monthly payment.
  • Convert an ARM to a secured fixed rate.


Owning your own home provides several benefits.

In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions, say "good bye" to your landlord and take control of your living environment.

Whether you are a first-time home buyer, renter, or are purchasing a new or second home, we have an assortment of tools and home loan programs to meet your individual financing needs.

Some common reasons to buy includes:

Purchase a Home

  • Pride of Ownership.
  • Appreciation Potential.
  • Mortgage Interest Deductions.
  • Property Tax Deductions.


Let Your Equity Work for You with a Cash Out Refinance!

Gaining access to the cash value of your home can be an advantageous strategy to improve the quality of your life or to augment your financial profile. Simply put, cash out refinance plans allow you to access the cash value of your home whereas the equity in your house that is untapped is not doing anything.

Real estate professionals have long recognized that cash out refinance strategies and the attractive refinance rates currently available have been an excellent way to fund home improvement and repair projects, and home owners recognized this as well since 74% of mortgage refinancings were classified as cash out refinance mortgages as recently as 2005.

Some prominent reasons for tapping the unused equity in your home includes:

Get Cash Out

  • Home Improvement.
  • College Tuition.
  • Automobile Purchase.
  • Take a Vacation.


Getting prequalified for a mortgage removes some of the uncertainty in the home-buying process.

With a letter in hand, buyers know exactly how much they can borrow and therefore how much house they can afford. A preapproval letter shows the seller and the seller s agent that the buyer is capable of buying their house. For most sellers, the issue is not whether they can get an offer, but whether they can close the deal.

Below are some examples of why prequalification is important:

Get Prequalified

  • How much you can borrow?
  • What is your purchase price range?
  • What type of mortgage is best for you: fixed or adjustable?
  • Show the seller you are qualified and ready.


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